QICKY GLOBALTECH PRIVATE LIMITED operates Quick Money, a digital lending platform acting as a Loan Service Provider (LSP) / Digital Lending Platform. Quick Money is not a lenderand does not lend on its own account. All loans facilitated on the platform are provided, sanctioned, and disbursed by our RBI-regulated lending partner (the “Regulated Entity”), subject to the Regulated Entity’s credit and underwriting policies.

Loans on Quick Money are provided and disbursed by the following RBI-regulated lending partner:

The Key Facts Statement (KFS) shared with you before you accept a loan identifies the specific lender for that loan, along with the all-in cost (APR), fees, and repayment terms.

In line with the RBI Guidelines on Default Loss Guarantee in Digital Lending, Quick Money discloses the following about the DLG arrangement with its lending partner:

Important points for borrowers:

• The DLG is a business arrangement between Quick Money (the LSP) and the RBI-regulated lending partner. The lending partner remains the lender of record and continues to hold and service your loan.
• The DLG does not, in any way, alter your rights or obligations as a borrower. Your repayment obligation is to the lending partner as per your loan agreement and Key Facts Statement.
• The total DLG cover does not exceed 5% of the outstanding loan portfolio, as capped by the RBI.
• Recovery of dues, if any, is always undertaken in accordance with the RBI Fair Practices Code and applicable law — the DLG does not permit any coercive or unfair recovery practice.

• You will always be informed which RBI-regulated entity is lending to you before you accept the loan.
• All charges are disclosed upfront in the Key Facts Statement — no hidden fees.
• You may raise concerns through our Grievance Redressal process, and escalate to the RBI if unresolved.