Repeat Loan Simulator
Repay early. Unlock a higher loan.
See how timely repayments grow your borrowing power — up to ₹25,000.
Repay on time. Unlock a higher loan.
Every loan you repay on time grows your borrowing power. See how much you could unlock on your next loan — up to ₹25,000.
Choose your journey
Your bureau score
For AA, a bureau score of 680+ is a pass/fail gate. Your first loan is set by your bank balance (ABB × 2), not the score band.
Average bank balance (last 30 days)
When do you plan to repay?
Successful on-time repayments so far
Cap multiplier: 1–3 → ×1.20 · 4–6 → ×1.35 · 7+ → ×1.50
Fixed-tenure term loan · 60 days
Interest (3.5% p.m. flat) applies for the full tenure — on-time repayment grows your next-loan limit, not your interest.
Your Next Loan Eligibility
Fresh loan
₹15,000
Next eligible loan
₹24,000
Your borrowing journey
× 1.20–1.50 · cap ₹25,000- Done
Fresh loan
₹15,000
- Done
1 repayment
₹24,000
- Current
2 repayments
₹24,000
- Locked
3 repayments
₹24,000
- Locked
4 repayments
₹25,000
- Locked
5 repayments
₹25,000
- Locked
6 repayments
₹25,000
- Locked
7+ repayments
₹25,000
You've completed 2 on-time repayments, so you're eligible for ₹24,000. Keep repaying on time — the cap multiplier (×1.20 → ×1.50) grows your limit toward ₹25,000.
Indicative only — final eligibility is set by our RBI-regulated lending partner.